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ValuePenguin | Insuring Your Decisions With Data

Comparison Tools. There are hundreds of options to choose from, whether you're looking for the right insurance coverage or credit card. Our calculators and product comparisons help narrow down the choices based on your unique financial situation.

Actived: Saturday Nov 21, 2020

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My BJ's Perks Credit Card: Is It Worth It? | Credit Card

You also get $0.10 off every gallon of gas you buy at the wholesale club. Given the current price of gas, that comes out to a rewards rate of 4.2%. Gas purchases outside of BJ's and restaurant spending net cardholders 2%. All other non-gas purchases provide a return of 1%.

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ValuePenguin | Insuring Your Decisions With Data

Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear).

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The Home Depot Consumer Credit Card: Should You Get It

First, the card has a rewards program—offering 5% off everyday purchases. It also runs special promotions throughout the year that can provide cardholders even better savings. You can also get special zero percent deferred interest financing on purchases, so long as you pay it off in full within six months.

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Still Carrying Holiday Debt? How to Finally Repay It and

The debt snowflake approach uses a small amount of day-to-day savings to pay off debt. Everything counts toward it, from spare change you find in your pocket to money you might save from clipping coupons. The debt snowball approach uses funds you’ve saved to pay off your smallest debts first, which can motivate you to keep going and to build good financial habits over time.

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More Than a Third of Adults Confess to Holiday Shopping

Blowing your budget may not be the biggest threat you face this holiday shopping season, but also steering clear of drivers who are ticking off items on their gift list while driving, according to a new survey. When it comes to car safety, distracted driving is a major challenge.

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Defensive Driving Courses in New York - ValuePenguin

New York drivers are able to take defensive driving courses to reduce up to four points on their driver’s license and save 10% on liability, no-fault, and collision portions of their car insurance.The courses can be taken online or in a classroom and can help New Yorkers refresh their memory about driving laws and safety in the Empire State.

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TJ Maxx Credit Card: Is It a Good Deal? | Credit Card

Even if your first in-store purchase was $500, you’d only receive $50 off. Important: The small print for this credit card outlines some restrictions on the 10% discount. If you apply for this card online, the discount can only be used towards an online purchase. This may be important, if you don’t want to deal with shipping costs.

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5 Key Strategies to Getting Out of Debt - ValuePenguin

For example, every time you pay off $1,000 worth of debt (or whatever number is right for you), you might allow yourself a small splurge. Small rewards can go a long way toward keeping you motivated. Before you know it, you’ll have your debt knocked out and can hopefully carry some of those good savings habits into your future.

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The American Express Platinum Card: Is It Worth $550

With an extremely high annual fee, the card is suitable only for high spenders that can maximize the travel benefits to make it worthwhile. As a charge card, cardholders are required to pay off the entirety of their balance at the end of each billing cycle. Review: Is It Worth $550? Benefits & Features; Amex Platinum Requirements

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What Moving-truck Insurance Is (and Isn’t) Worth Getting

Accept the damage waiver on your truck rental. The damage waiver, if you chose to buy it, will get you off the hook for any damage to the truck during the rental period, whether it's deemed to be your fault or not. For a low price, typically $12 a day, you can eliminate the risk of a serious repair bill to the vehicle.

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